Privacy Policy


Our Commitment to Your Privacy

Access Group, owned and operated by AccessLex Institute (“Access Group”), provides students, schools and other individuals with information on planning and paying for graduate school, as well as about Access Group’s activities.  In making this information available to you on our website, accessgroup.org (the “Site”), we are committed to maintaining the security and confidentiality of your information.  The policies listed below explain how Access Group protects your privacy.  This Privacy Policy may be modified from time to time without notice.

General Website Privacy 

Information That May Be Collected

Access Group may collect both personal information from and/or about you as well as certain information about your use of the Site.  See the Privacy Notice below for more information about the types of personal information that we may collect if your loan is owned by Access Group.

Information You Provide

We collect personal information from you when you provide it through the Site, including completing online forms or fields on the Site, uploading your information from NSLDS and/or contacting us either by e-mail, telephone or any other means.

Usage Information

We may collect general Site usage information, including, but not limited to IP address of the device being used to access the Site.

Cookies

Access Group and any third party sites you may access from the Site may use “cookies” or other similar technologies when you visit the Site.  Cookies are data files stored on your computer or device for a variety of reasons, including to track information about you, such as when you are logged on to the Site and to identify your preferences.  By using the Site, you consent to the use of cookies as described above.  Please note that you can generally remove, block or disable cookies through the settings in your browser, but doing so may limit your ability to fully use the Site.

Use of Your Information

We may use your information to engage in a variety of lawful business activities, including:

  • Operating the Site;
  • Contacting you to provide you with information;
  • Monitoring compliance with our terms of use of the Site; and
  • Responding to court orders or subpoenas.

By providing your e-mail address, you authorize Access Group to contact you using your e-mail address.  We do not disclose any personal information about you to anyone, except as outlined above or as otherwise permitted by law.  Access Group does not sell your personal information and has procedures and safeguards in place to maintain the privacy and security of your information.   If you do not want your information shared as outlined above, you should not provide us with your information.

Third Party Links

The Site contains links to third party websites as a convenience to provide you with additional information and functionality.  By offering hyperlinks to third party websites, Access Group does not represent or imply that there is any relationship between it and any third party or that it is endorsing those third parties or their products or services and is not responsible for the privacy policy of any such third parties.

Security Disclaimer

Although Access Group uses security measures that comply with federal law to protect your personal information from unauthorized access and use, no method of electronic transmission or storage is 100 percent secure.  Therefore, your use of the Site, including providing any personal information, is at your own risk and we cannot guarantee that your information will always remain private.  You agree that in the event of an unauthorized third party compromise of our security measures, Access Group will not be responsible for any damages caused by such unauthorized third party’s ability to access your information.

Privacy Notice

The following notice describes what Access Group does with the personal information of customers whose loans are owned by Access Group, including the sharing of customer information with our affiliates and external companies.

FACTS: What does Access Group do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and Account Transactions
  • Account Balances and Transaction History
  • Payment History and Employment Information

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Access Group chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does Access Group share?

Can you limit this sharing?

For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes — to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes — information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes — information about your creditworthiness

No

We don’t share

For our affiliates to market to you

No

We don’t share

For nonaffiliates to market to you

No

We don’t share

Questions? E-mail general@accessgroup.org

Who we are

Who is providing this notice?

This notice is provided by Access Group and other affiliated companies such as financing trusts.*

What we do

How does Access Group protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Access Group collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan or provide employment information
  • Pay your bills or provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • sharing for Access Group affiliates’ everyday business purposes— information about your creditworthiness.
  • Access Group affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies. Access Group affiliates include financial companies such as financing trusts.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies. Access Group does not share with nonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you. Our joint marketing partners include financial companies such as banks.

* Notice provided by: AccessLex, Inc.; Access Group Loan Reserve Trust I; PEAKS Trust 2009-1; Affiliated Loan Program for Students School Trust 2009-1; Access Funding 2010-A LLC; Affiliated Loan Programs for Students School Trust 2010-1; Affiliated Loan Programs for Students School Trust 2010-2; Affiliated Loan Programs for Students School Trust 2010-3; Affiliated Loan Programs for Students UChicago Trust 2010-1; Affiliated Loan Programs for Students UChicago Trust 2011-1 and Access Funding 2013-1 LLC and Access Funding 2015-1 LLC.

Contacting Us

If you have any questions about Access Group’s Privacy Policy or your personal information, please contact us at general@accessgroup.org.

Rev. February 2017